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Terms of Use

By using the Joint Benefit Trust website, you agree to abide by the following:

Use of Material

This website's contents are protected by copyright. Unauthorized use may violate copyright, trademark, and other laws. Joint Benefit Trust authorizes you to view and download material on the website solely for your own use. You must keep all copyright and other proprietary notices on any copies you make. You may not sell or modify the material, nor use it for any public or commercial purpose.

You will not use this website in violation of any laws, including without limitation, to those pertaining to the fraud, abuse or anti-kickback provisions of the federal Medicare and Medicaid laws. Any advertisement, links with other websites, co-hosts or references to third parties are not endorsements of such products or services and are not intended to result in any referrals or compensation to you or Joint Benefit Trust.

Use of Information and Resources

Joint Benefit Trust makes this website available for the sole purposes of providing general educational information on health-related issues and providing access to health-related resources. This website with its information and resources are not intended to be a substitute for professional medical advice or for the care that patients receive from their physicians. Nothing on this website is intended to be used for medical diagnosis or treatment. Always seek the advice of your physician before beginning any new treatment or if you have any questions regarding a medical condition. You should not disregard medical advice, or delay seeking medical advice, because of something you read on this website.

This website and its health-related information and resources are not intended, and must not be taken, to be the rendering of medical, nursing, or professional health care advice or services, or the practice of medicine, nursing, or professional health care, in any jurisdiction.

Linking to Other Websites

From time to time we will provide links to other websites, not owned or controlled by Joint Benefit Trust. We do this because we think this information might be of interest or use to you; or where, as a member, we can provide you with value added services. While we do our best to ensure your privacy, we cannot be responsible for the privacy practices of other websites. A link to a non-Joint Benefit Trust website does not constitute or imply endorsement by Joint Benefit Trust. Additionally, we cannot guarantee the quality or accuracy of information presented on non-Joint Benefit Trust websites. We encourage you to review the privacy practices of any website you visit.

Your Submissions

Generally, communications that you post to this website are not confidential. If particular Web pages permit the submission of communications that will be treated by Joint Benefit Trust as confidential, it will be stated on those pages. You are responsible for your own communications and the consequences of such posting.

You may not:

  • communicate material that is copyrighted, without permission of the copyright owner;
  • communicate material that reveals trade secrets, unless you have permission of the owner;
  • communicate material that infringes on any other intellectual property rights of others or on the privacy or publicity rights of others;
  • communicate material that is obscene, defamatory, threatening, harassing, abusive, hateful, or embarrassing to any person or entity;
  • communicate a sexually-explicit image;
  • communicate chain letters or pyramid schemes;
  • impersonate another person; or
  • violate the Children’s On Line Privacy Protection Act.

Joint Benefit Trust does not represent or guarantee the truthfulness, accuracy, or reliability of any communications posted by other users or endorse any opinions expressed by other users. Any reliance on material posted by others is at your own risk.

Joint Benefit Trust's Liability

This website may contain inaccuracies or typographical errors. Joint Benefit Trust makes no representations about the accuracy, reliability, completeness, or timeliness of the material. The use of the website and the material is at your own risk. Changes are periodically made to the website and may be made at any time.

Joint Benefit Trust does not warrant that the website will operate error-free or that the website and its server are free of computer viruses and other harmful goods. The website and material are provided on an "as is" basis without any warranties of any kind.

In no event shall Joint Benefit Trust be liable for any damages whatsoever (including, without limitation: special, indirect, incidental and consequential damages, lost profits, or damages resulting from lost data or business interruption) resulting from the use or inability to use the website or any delays, errors, malfunctions, compatibility problems or breakdowns with respect to the website and the material, whether based on warranty, contract, tort or any other legal theory and whether or not Joint Benefit Trust is advised of the possibility of such damages.


The descriptions of products and services contained on this website are not offers to sell or solicitations for any product or service. Joint Benefit Trust is not licensed to sell products and services in all states. The descriptions of products and services contained on the website are offered as a convenience and do not contain all of the terms, conditions, limitations and exclusions that may be applicable.


Joint Benefit Trust may terminate or limit your access or usage of the website and the material at any time without notice.

Changes to this Terms of Use Statement

The foregoing “Terms of Use” Statement is effective as of August 1, 2010. Joint Benefit Trust may change this statement from time to time without notice. This statement is not intended to and does not create any contractual or other legal right in or on behalf of any party.

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© Joint Benefit Trust. All rights reserved. All other copyrights are reserved by their respective holders.
The information on this website is intended only to provide highlights of the benefits available under the Joint Benefit Trust. Complete information about the Plan is contained in the governing Plan documents and any applicable insurance contracts. In the event of any inconsistency between the information on this website and the official Plan documents, the terms of the official Plan documents will govern. The Joint Benefit Trust reserves the right to amend, modify, or terminate all or part of the Plan at any time.

Page modified on 12/20/10 10:52 AM