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Home | Benefits Coverage | 1400 Hour Employees | Eligibility


You are eligible for coverage in any month that you meet these four requirements:

  1. You are a 1400 or 1600 Hour employee under the Collective Bargaining Agreement between your Union and your employer or you have met an equivalent measure of full time work
  2. You are on the seniority list as of the first day of the month
  3. You worked at least 80 hours for a Participating Employer during the preceding month
  4. Your Participating Employer made the required contributions to JBT for your coverage

If you meet the eligibility requirements before the 15th of the month, your coverage begins on the first day of that month. Otherwise, coverage starts on the first day of the following month. For example:

  • If you meet the eligibility requirements as of February 10, your coverage starts effective February 1.
  • If you meet the eligibility requirements as of February 22, your coverage starts effective March 1.

When Coverage Begins

After you establish eligibility, your employer-paid coverage continues as long as:

  • You are on the 1400 or 1600 Hour seniority list as of the beginning of the month and
  • You worked 80 hours during the preceding month

Once you establish eligibility, your employer-paid coverage will continue for up to twelve months if you are unable to work due to illness, industrial injury or lay-off. Your coverage will also continue for up to 31 days if you take a leave of absence to serve in the armed forces. In addition, you may also be eligible for up to 12 weeks of employer-paid coverage if you take a leave of absence to care for a family member or your own health condition that prevents you from working.

When Coverage Ends

Your coverage may end due to many circumstances:

  • Your employer does not make contributions to JBT on your behalf
  • You quit or terminate your employment
  • You take a personal leave
  • Your work-related disability
  • You take a medical leave
  • You are laid off
  • You lose your 1400 or 1600 Hour seniority
  • You take family and medical leave under the Family Medical Leave Act (FMLA)
  • You are called to active military duty
  • You are permanently laid off or your plant closes

When employer-paid coverage ends, you generally have the right to continue your coverage by making self-payments or through COBRA. Refer to Self-Pay/COBRA for more information.

The “Eligibility and Participation” section of the Summary Plan Description (1.1 MB PDF) provides details about each event’s effect on your coverage.

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The information on this website is intended only to provide highlights of the benefits available under the Joint Benefit Trust. Complete information about the Plan is contained in the governing Plan documents and any applicable insurance contracts. In the event of any inconsistency between the information on this website and the official Plan documents, the terms of the official Plan documents will govern. The Joint Benefit Trust reserves the right to amend, modify, or terminate all or part of the Plan at any time.

Page modified on 7/12/11 12:07 PM