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Home | Benefits Coverage | 1400 Hour Employees | Dental

Dental

Dental coverage is provided through the JBT Dental plan, whether you enroll in the JBT Medical plan or an HMO.

This section covers:

For a complete description of the JBT Dental plan benefits, refer to the “JBT Dental Coverage” section of the Summary Plan Description (1.1 MB PDF).

If you have questions about the JBT Dental plan, contact the JBT Administrative Office at 1-800-JBT-HELP (1-800-528-4357).

How the JBT Dental Plan Works

Under the JBT Dental plan, you can seek care from a licensed dental provider. Coverage is provided for the procedures listed in the JBT Dental Table of Allowances (44 KB PDF), when needed to prevent and eliminate oral disease or to maintain and restore function.

After you meet the calendar year deductible ($50 individual/$100 family), the plan pays up to 100% of the amount shown in the JBT Dental Table of Allowances for a given procedure. The plan pays a maximum benefit of $1,500 per person in a calendar year.

To receive the maximum benefits provided through the JBT Dental plan, you should visit a participating dentist in the JBT/Arrin dental network (40 KB PDF). These dentists agree to charge no more than the amounts listed in the JBT Dental Table of Allowances. If you visit a non-participating dentist, you are responsible for any additional amounts charged by the provider.

Services not listed in the JBT Dental Table of Allowances are not covered. Also, if a dental provider charges more than the amount allowed, you are responsible for the difference. And finally, if your charges exceed the calendar year maximum benefit of $1,500, you are responsible for those additional charges.

What Is Covered?

After you satisfy the calendar year deductible, the plan covers the amount shown in the JBT Dental Table of Allowances (44 KB PDF) for many services, including diagnostic care (visits, consultations and x-rays), preventive care (cleanings), restorative (fillings and crowns), prosthodontics (dentures), oral surgery, endodontics (root canals) and periodontics (gums).

When you receive care, you or your dentist will need to file a Dental Claim Form (243 KB PDF) with the JBT Administrative Office.

IMPORTANT: There are many coverage limitations—and remember, the plan pays up to 100% of the amount shown in the JBT Dental Table of Allowances for a given procedure. Also review the “JBT Dental Coverage” section of the Summary Plan Description (1.1 MB PDF) to understand what’s covered and what’s excluded before you seek dental care. Share this information with your dental provider and contact the JBT Administrative Office at 1-800-JBT-HELP (1-800-528-4357) if you have questions.

Pre-Authorization of Dental Treatment

Before you begin dental treatment, be sure you seek pre-authorization from JBT’s Administrative Office. Pre-authorization is required if the treatment plan outlined by your dentist will cost $300 or more. In addition, many procedures are not covered or are covered only under special circumstances. When you pre-authorize your care, you can verify how much JBT dental coverage will pay for your treatment—what is covered and what is not.

To request pre-authorization, complete your portion of a Dental Claim Form (243 KB PDF) and take it to your dentist’s office. Your dentist will submit the proposed treatment plan to JBT’s Administrative Office for approval. JBT’s dental consultants will review the treatment plan to make sure that the proposed services are both covered and necessary. Once the services are pre-authorized, you can schedule and continue your treatment. If you do not have treatment pre-authorized, benefits may be denied.

If you have questions or need assistance with the dental pre-authorization process, contact the JBT Administrative Office at 1-800-JBT-HELP (1-800-528-4357).

Frequently Asked Questions

Before you begin dental treatment, pre-authorize your care with JBT's Administrative Office. Learn more »

Pay less out of your pocket when you visit a JBT/Arrin network dentist. Learn more »

Pre-treatment Authorization

Joint Benefit Trust
1-800-528-4357

Documents

JBT Dental Provider Network (40 KB PDF)

JBT Dental Table of Allowances (44 KB PDF)

JBT Dental Treatment Plan and Claim Form (243 KB PDF)

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The information on this website is intended only to provide highlights of the benefits available under the Joint Benefit Trust. Complete information about the Plan is contained in the governing Plan documents and any applicable insurance contracts. In the event of any inconsistency between the information on this website and the official Plan documents, the terms of the official Plan documents will govern. The Joint Benefit Trust reserves the right to amend, modify, or terminate all or part of the Plan at any time.

Page modified on 7/12/11 12:03 PM